Financial & Legal Help

Free and low-cost programs to help manage your money and protect your rights

This section connects you to trusted programs that can help with budgeting, taxes, debt relief, legal concerns, and more. Many services are free or discounted for older adults and low-income individuals.

National Council on Aging (NCOA)

Offers free tools and guidance to help seniors maximize income, lower expenses, avoid scams, and connect with benefits.

Visit NCOA.org

Free Tax Help (IRS VITA)

The IRS offers free tax filing assistance through the Volunteer Income Tax Assistance (VITA) program — especially for seniors and low-income households.

Find Local VITA Help

Consumer Financial Protection Bureau (CFPB)

Trusted financial tips and legal protections — including managing debt, avoiding scams, and elder financial abuse prevention.

Explore CFPB for Seniors

Legal Aid Directory

Find free or low-cost legal help in your area for issues like wills, power of attorney, housing, and benefits appeals.

Search Legal Aid Near You

Low-Income Taxpayer Clinics (LITC)

Help low-income individuals resolve IRS tax disputes for free or a small fee. Especially useful for seniors with limited income or confusing IRS letters.

Learn About LITCs